MLRO & Compliance Officer

Malta

Remote

Senior

Full Time

MLROCompliance OfficerAMLCryptocurrencyFinancial CrimeRegulatory ComplianceMiCAMalta

Requirements

•Minimum 10 years of relevant AML experience
•Minimum 3 years of experience in a compliance role, preferably in financial services or cryptocurrency sectors
•Strong regulatory compliance focus with ability to manage complex compliance issues
•Familiarity with GoAML and Chainalysis or similar cryptocurrency tracing software is a plus
•Experience with Maltese AML/CFT Framework including PMLA, PMLR, FIAU Implementing Procedures
•Experience with MiCA is highly desirable
•Prior experience in a leading financial institution, crypto asset service provider or payment service provider
•Comfort working in a global environment across time zones
•Experience driving programmatic and operational efficiencies using data and automation
•Exceptional communication skills for engaging with regulators, leadership, and cross-functional teams
•Ability to balance regulatory compliance with business growth and innovation

•Develop, implement, and maintain AML/CTF policies and procedures according to relevant regulations
•Submit Suspicious Transaction Reports (STRs) and Cash Transaction Reports (CTRs) to FIAU
•Ensure business implements and maintains suitable AML/CTF systems and controls
•Lead preparation and coordination of responses to regulatory requests
•Maintain records of reports and reasons for submission/non-submission
•Liaise with law enforcement agencies and regulatory authorities
•Receive and investigate internal suspicious reports and report external suspicious activity
•Maintain and implement AML/CTF training programs
•Periodic reporting to Board and Country Head on AML/CTF risks and controls
•Collaborate with internal teams to enhance AML controls
•Advise senior management on AML compliance risks and mitigation
•Ensure compliance with European laws and regulations including MiCA and PSD2
•Monitor, analyse and interpret regulatory changes and conduct impact analyses
•Participate in public consultation processes and compile feedback
•Develop and execute compliance monitoring plans and reviews
•Identify and manage internal compliance operational controls and regulatory risks
•Assist with policy drafting, compliance submissions, and regulator requests
•Prepare compliance audit data and engage with stakeholders at operational and Board level
•Develop and maintain relationships with regulatory authorities

•Familiarity with GoAML and Chainalysis or similar cryptocurrency tracing software
•Experience in MiCA regulation