United Kingdom•Spain•Poland•Cyprus•Germany•Netherlands
Remote
Senior
Full Time
Senior Treasury ManagerFinanceTreasuryRegulated Financial InstitutionRemote WorkStock Options
Requirements
- •5+ years in treasury, ALM, fixed income, or portfolio management at a regulated financial institution, EMI/PI, or asset manager
- •Direct experience with client money or safeguarding under PSD2 / EMD
- •Experience building or materially rebuilding a treasury function
- •Strong command of bond math, yield and duration, MMF mechanics, and credit and concentration risk at instrument level
- •Track record of automating manual treasury processes and implementing treasury or investment accounting systems
- •Comfortable working with position-level data directly
- •Experience with regulators, external audit, and external asset managers
- •Sound judgement under time pressure in a lean environment with real accountability and limited cover
- •Strong Excel skills
- •Fluent English
What You'll Do
- •Daily liquidity positioning and float management across entities and accounts
- •Intraday funding of payment channels; nostro and correspondent account management
- •Collateral and minimum-balance obligations across card schemes, T2, and credit providers
- •Contingency funding playbook development and testing
- •Maintaining a daily treasury balance sheet that reconciles net liquidity and net capital available
- •Portfolio management of safeguarded client funds including term deposits, MMFs, short-dated debt, held directly and via external managers
- •Safeguarding adequacy including shortfall detection and top-up execution
- •Instrument eligibility screening under CRR risk-weight, maturity and WAL constraints, and UCITS/MMF rules
- •Independent validation that externally managed allocations sit inside mandate with position-level look-through and daily monitoring
- •NII forecasting, attribution, and reconciled performance reporting
- •Ownership of investment policy, limit framework, and eligible-instrument register
- •Treasury governance including decision pack, agenda, decision log, and delegated-authority register
- •Pre-deal checks and post-trade evidencing
- •Covenant tracking across credit facilities
- •Engagement with regulator, external audit, and second-line on treasury and safeguarding matters
- •Selection and implementation of investment accounting and treasury tooling
- •Managing custodian, asset-manager and bank data feeds and API connectivity
- •Replacing manual spreadsheet processes with automated solutions
- •Managing bank, custodian, broker and asset-manager relationships including onboarding, commercial terms, mandate setting, and service review
- •Challenging managers on allocation, transparency and fees and changing them if necessary
Nice to Have
- •Familiarity with IFRS 9 or Dutch GAAP (RJ 290) financial instrument accounting
- •SQL or Python
- •Experience in a firm transitioning toward a banking licence
- •Experience using AI tools (e.g. LLMs, copilots) to accelerate analytical and reporting workflows
Benefits
- •Make a genuine impact on the product
- •Continuous personal and professional development
- •Flexibility of traveling and working remotely or in a hybrid model across Europe
- •Stock Options Program available to all team members
- •Supportive, modern, friendly, and eco-conscious corporate culture
- •Work & Swim program: one month in a corporate apartment in Cyprus for work-life balance
About Finom
Finom provides an online payment solution that integrates business accounts, invoicing, and accounting.
Amsterdam, Netherlands
500 - 1000
Finance