United Kingdom
Remote
Senior
Full Time
MLROAMLCTFfinancial crime complianceFCA regulatedUK Money Laundering Regulationssenior role
Requirements
- •Significant experience in AML/CTF and financial crime compliance within a regulated financial services firm
- •Deep understanding of the UK Money Laundering Regulations, Proceeds of Crime Act, UK sanctions regime (OFSI), and relevant industry guidance (e.g. JMLSG)
- •Proven track record of operating or overseeing transaction monitoring, sanctions screening, and customer due diligence systems
- •Skilled in translating complex regulatory requirements into actionable policy and operational controls
- •Confident communicator, able to influence senior stakeholders and represent the firm in external engagements
- •Proactive, detail-oriented, and resilient — with the ability to lead cross-functional initiatives and manage competing priorities
What You'll Do
- •Oversight of the AML/CTF and sanctions compliance frameworks across PWL and PSL
- •Develop, implement and maintain the firm’s AML/CTF policies, controls and procedures, ensuring that any global policies, controls and procedures meet UK regulatory requirements
- •Oversight of transaction monitoring, internal SAR and external SAR/DAML reporting
- •Oversight of CDD, EDD, enhanced monitoring and sanctions screening processes for the UK
- •Approve all new high risk client relationships and all periodic review outcomes of existing HRCs
- •Maintain and regularly update the firms’ business-wide financial crime risk assessments
- •Provide expert advice on AML and sanctions compliance across the customer lifecycle, including onboarding, periodic review, and investigations
- •Coordinate internal assurance activity and support external audits and regulatory reviews of the financial crime framework
- •Deliver training and awareness programmes to ensure staff understand their financial crime responsibilities
- •Prepare regular reporting and MI for senior management, risk committees, and the board
- •Lead delivery of UK MLRO team monthly review of UK corporate clients
- •Produce an annual MLRO report to the Board of Directors that assesses the overall AML/CTF framework and highlights emerging risks and improvements planned
- •Review monthly compliance and AML MI in order to identify trends, issues and ensure appropriate mitigation / escalation to the Board where appropriate
- •Attend relevant Committee meetings and Board meetings, support Executive decision making, escalate AML program related issues
- •Lead on strategic AML framework initiatives/implementations (e.g. Travel Rule)
- •Horizon scanning - monitor regulatory developments and ensure timely updates to internal policies and procedures
- •Liaise with law enforcement and regulatory authorities as required, including regular engagement with FCA supervisory team, PoC for NCA, and support LEAs with setting up accounts
Nice to Have
- •Significant experience in AML/CTF and financial crime compliance within a regulated cryptoasset, e-money, or payments firm
About Kraken
Kraken is a cryptocurrency exchange platform that provides parachain auctions, staking, and index services.
San Francisco, CA
1000 - 5000
Finance