London - Hybrid
Hybrid
Senior
Full Time
MLROSMF17AMLCTFCASScompliancecryptofintechFCAsenior management
Requirements
- •Significant experience in compliance/AML roles, including at least 5 years in a registered MLRO or senior compliance officer role within financial services, fintech, or crypto, with the ability to be approved by the FCA under SMF17.
- •Deep understanding of UK AML/CTF regulations, the wider regulatory landscape, and CASS rules.
- •Proven experience engaging with regulators, drafting reports, and leading AML/CTF audits.
- •Strong leadership and communication skills, with the ability to influence stakeholders across multiple functions and geographies.
- •Experience working across a breadth of compliance disciplines, with the appetite to take on more over time.
- •Passion for crypto, fintech, and the mission of financial inclusion.
What You'll Do
- •Serve as the appointed Money Laundering Reporting Officer (MLRO) for MoonPay UK, holding the SMF17 Senior Management Function, and ensure full compliance with the Proceeds of Crime Act, the Money Laundering Regulations, and related UK legislation.
- •Develop, implement, and continually enhance MoonPay's AML/CTF framework, policies, and procedures in the UK.
- •Lead the review, investigation, and reporting of suspicious activity to the National Crime Agency (NCA) through Suspicious Activity Reports (SARs).
- •Own and maintain MoonPay UK's client asset protection (CASS) framework, ensuring robust controls around the safeguarding of client funds and assets, and be capable of holding the CASS Prescribed Responsibility.
- •Deliver AML/CTF and CASS training across the business and champion a strong culture of compliance.
- •Partner closely with global compliance, legal, and risk teams to ensure consistency across jurisdictions while meeting requirements specific to the UK.
- •Play a key role in MoonPay's engagement with the FCA and external auditors on AML/CTF and CASS matters, working alongside senior compliance leadership.
- •Contribute to MoonPay's FSMA authorisation programme, including regulatory submissions and supporting documentation within your areas of responsibility.
- •Take on additional compliance responsibilities as the UK business and its regulatory obligations develop.
Nice to Have
- •Experience within a cryptoasset or payments firm going through FCA registration or authorisation.
- •Exposure to FCA regulatory requirements beyond financial crime, such as conduct, governance, or prudential.
- •Familiarity with blockchain analytics and transaction monitoring tools such as Chainalysis, TRM Labs and Elliptic.
- •Experience managing compliance across multiple jurisdictions, particularly EEA MiCA, Jersey, or other VASP regimes.
- •Background in a fast growing fintech or scale up environment.
- •Professional qualifications such as the ICA Diploma in Anti Money Laundering, ACAMS, or an equivalent certification.
- •Prior experience holding an SMF designation with the FCA.
- •Familiarity with Travel Rule compliance and related tooling.
Benefits
- •Competitive salary package
- •Equity package: financial freedom starts with our employees, so all employees have ownership at MoonPay
- •Pay-for-performance equity bonus: those who drive outsized outcomes receive outsized rewards
- •Moonshot award: we honor exceptional impact. 20 employees a year, each earning a $250,000 equity grant
- •Pension: employer contributions from day one
- •Employee referral program: refer great people, earn 10K in USDC
- •Flexible Time Off: choose when to work and when to switch off
- •Recharge Period: end-of-year company-wide time off to rest and reset
- •Birthday leave: take the day off to celebrate you
- •Enhanced parental leave: more time with family, no second thought
- •Hybrid working schedule: work fully remotely or from your nearest Moonbase
- •Commuter benefits: public transport to and from the office
- •Private healthcare benefits: to protect you and your loved ones
- •Wellhub wellness membership: access to gyms, studios, classes, and wellness apps in one membership
- •Enterprise access to the latest AI tools: Claude, ChatGPT, Gemini and whatever's next
- •Lunch credit: meals covered on the days you're in the office
- •Home office setup allowance: build the home office of your dreams
- •Remote working allowance: those working fully remotely get a little extra for utilities
- •Monthly product budget and zero-fee crypto transactions
- •$1,000 Annual training budget: we support your learning journey
- •High Potential Program: structured development, mentorship, and stretch opportunities
- •Regular remote company offsites: high-impact in-person sessions and hackathons
- •(Ireland) Cycle to Work scheme: tax-efficient bike, gear, and safety kit
- •(UK) EV Salary Sacrifice: lease an electric vehicle through pre-tax salary
About Moonpay
MoonPay is a fintech company providing payment infrastructure for converting fiat currencies into cryptocurrencies and NFTs.
Dover, DE, US
250 - 500
Finance