Deputy Head of Compliance – Malta

EMEA•Sliema, Malta

Remote

Senior

Full Time

cryptocomplianceregulatoryseniorfinance

Requirements

•5+ years of regulatory compliance experience in financial services, payments, fintech, or the crypto-asset sector, including a senior role
•A bachelor’s degree (or equivalent)
•Deep working knowledge of MiCA, the EU regulatory framework for crypto-asset service providers, and EU payment-services regulation
•Practical experience designing and operating compliance frameworks, monitoring programmes, and risk assessments
•Proven track record of engaging with financial regulators and responding to supervisory reviews or inspections
•Must possess the professional standing to satisfy regulatory fitness and propriety expectations and obtain necessary approvals
•Strong people-management skills to set priorities and coach teams
•Highly ethical and independent, with sound judgement to constructively challenge senior stakeholders and take principled positions
•Professional fluency in English with the ability to explain complex regulatory matters clearly and pragmatically
•Comfortable working across functions, jurisdictions, and time zones in a fast-paced environment

•Support the Head of Compliance in managing the function, people, and annual plan, and deputise at management and committee meetings when required
•Provide commercially aware advice to Product, Engineering, Operations, Legal, and Risk teams on EU/Maltese regulations, including MiCA, payment services, DORA, and consumer protection
•Maintain a risk-based framework for crypto-asset and payment activities
•Conduct compliance reviews of customer journeys, disclosures, complaints, conflicts of interest, safeguarding, outsourcing, and operational resilience
•Run the Compliance Monitoring Programme (thematic reviews, control testing)
•Oversee risk assessments, escalate breaches, and drive sustainable remediation
•Assist in managing the relationship with the MFSA and other authorities, coordinating supervisory meetings, information requests, and accurate regulatory notifications/returns
•Prepare high-quality reports on key risks, trends, breaches, and monitoring findings for senior management, Boards, and committees
•Partner closely with the MLRO and Financial Crime teams, as well as Risk and Internal Audit
•Coach the Compliance team, deliver targeted training to directors and staff, and champion a culture where regulatory obligations and customer interests guide business decisions

•Previous experience within a regulated crypto-asset business, payment institution, electronic-money institution or digital bank
•Experience working in Malta or with the Malta Financial Services Authority
•Experience supporting or deputising for a regulated Head of Compliance or approved compliance officer
•Knowledge of EU regulatory requirements relating to safeguarding, stablecoins, outsourcing, operational resilience, consumer protection and cross-border passporting
•A relevant professional qualification from the International Compliance Association, ACAMS or an equivalent body
•A legal, accounting, risk-management or regulatory qualification
•Knowledge of and genuine enthusiasm for the crypto and digital-assets industry